The singer, 30, tells PEOPLE at the Veuve Clicquot Carnaval in Miami on Saturday that discussion to remain celibate during their relationship wasn't a hard one to have.
"No, it's not hard at all," she says. "He's an awesome guy and a very confident guy. Just like I feel like I'm a woman that knows what I want, he's a man who knows what he wants."
The mother of 21-month-old Future Zahir takes the commitment to Wilson, a quarterback for the Seattle Seahawks, very seriously.
"It's just a fun new chapter in life for me … we talk about everything, and I think that's what you should be able to do as people and partners in a relationship," she continues. "So, that's what makes it really beautiful."
As to the engagement rumors swirling around the couple, Ciara – flashing a (still) empty finger says there is no update, adding, "It's so funny how people put so much pressure on that kind of stuff; you know. It will happen when it's supposed to."