From PEOPLE Magazine Click to enlarge
Where There's a Will...
When the Queen Mum was laid to rest in a chapel at Windsor on April 9, she left empty three stately residences that will go to her kin. They'll spend millions on renovations (including, in one case, adding central heating), but it sure beats inheriting a bad debt.

Full House
Since their '96 divorce, Andrew and Fergie have lived in separate bedrooms at the 25-room mansion built by the Queen as their wedding gift. Andrew will likely sell it to pay for work on his new pad, where dates, presumably, won't bump into his ex.

Okay, So I Do Need My Space
Andrew nabs a new home base: the Royal Lodge, the Queen Mum's 30-room mansion in Windsor. Fergie moved last month to a five-bedroom rental in the nearby village of Windlesham. (The young princesses will bunk with both.) For Fergie, "it's a symbolic move," says a pal. "She's striking out on her own."

Waiting in the Wings
Since his split from Diana, Charles and his sons have dwelled in London's York House, once—horrors!—the servants' quarters at St. James's Palace (home to royal business offices). Still, it hasn't been such a bad deal for William and Harry, who have their own suites.

Town and Country
The clan will head next door to Clarence House, the Queen Mum's old city digs. Politicians are grousing about Charles's plan to use public funds to renovate—but if the stress gets to him, he can unwind at Birkhall, his grandmother's 12-bedroom Scottish retreat.

Shacking Up?
Charles's love (who has a $1.3 million home) will reportedly get her own suite in Clarence House. True? Palace sources say we'll have to wait and see.