Krysten Ritter Might Not Be the Marrying Type

10/17/2012 at 02:50 PM EDT

Krysten Ritter, Brian Geraghty Are Not Rushing to Marry
Krysten Ritter and Brian Geraghty
Adam Nemser/Startraks
Krysten Ritter is happy to be a b----. She's less eager to be a bride.

The star of Don't Trust the B---- in Apartment 23 has a good thing going with her boyfriend, the Hurt Locker and True Blood actor Brian Geraghty, and doesn't see the need to walk down the aisle anytime soon.

"I was never the little girl who dreamed about a wedding or a big white dress," Ritter, 30, tells Playboy's November issue. "I don't think I'm sour on marriage. I just don't know if I'm the type."

"Marriage seems scary to me," she adds. "I'm in a serious relationship. We have a dog together. We live five minutes from each other. It's heaven. I think that might be the key: separate houses, separate bank accounts. Why mess with that?"

She and Geraghty are a study in contrasts, at least looks-wise. "My boyfriend is a character actor. He can hide," Ritter says. "But I'm a cartoon character. I have black bangs. I can't hide."

People also find her unexpectedly tall, though she's only 5-foot-9. "When I met my boyfriend, he knew me only from watching me on Breaking Bad. I was wearing heels when I met him, and he was like, 'Oh, wow. You're really tall.' We have a thing: If we're going to a party for me, I can wear big heels. And if we're going to a party for him, I wear the small heels."

Geraghty is certainly a step up from her earliest boyfriend, the guy to whom Ritter lost her virginity. "He was so angsty and bad. He was a real bad boy," she recalls. "His name was Damian, but my parents called him Demon. Our first time was in his parents' van before basketball practice. I don't remember it being very pleasant."

Ritter, who grew up on a farm in Pennsylvania – she had a pet calf, and they "took naps together and snuggled" – first broke through in the modeling world, and has some war stories to tell from those times.

"I lived with eight to 10 girls in the modeling agency's two-bedroom apartment, sleeping in bunk beds," she says. "We'd go out and drink cosmos and dance on tables. But no sex with rappers or cocaine or eating disorders."

She did have a conflict with one girl, who complained to the agency about Ritter playing the piano too late. "I got in trouble for that," says Ritter. "So I put roaches in her bed. You don't f--- with a girl's livelihood."

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